Welcome to Dvdendo Digital Holdings Inc.. By accessing or using our digital platform at dvdendo.com, you agree to these Terms of Service. Please review them carefully before using our services.

1. Company Information

Dvdendo Digital Holdings Inc. is a corporation registered in the Commonwealth of Pennsylvania.

Website: dvdendo.com

Phone: (888) 687-5893

Email: support@dvdendo.com

Address: 120 Southwest 8th Street, Miami, FL 33130, United States

2. Nature of Services

Dvdendo Digital Holdings Inc. operates a consumer financial technology platform providing bilingual micro-investing tools, personal finance education, and financial access resources for underserved communities in the United States and Latin America. Our platform serves individual investors, Spanish-speaking consumers, and first-time investors seeking accessible, zero-minimum investing products and financial literacy content.

All content and services on dvdendo.com are provided for personal, non-commercial use. Access to specific features may require account registration or subscription. Dvdendo Digital Holdings Inc. reserves the right to modify or discontinue any aspect of the service at its discretion.

3. Digital Content & Intellectual Property

All digital content, branding, and proprietary technology on dvdendo.com is owned by or licensed to Dvdendo Digital Holdings Inc. and protected under applicable copyright and intellectual property laws. Users may not reproduce, distribute, or create derivative works from any platform content without express written authorization.

4. User Accounts

Users who register for an account are responsible for maintaining the confidentiality of their credentials and for all account activity. Dvdendo Digital Holdings Inc. reserves the right to suspend or terminate accounts that violate these Terms or engage in unauthorized use of the platform.

5. SMS Messaging – SMS account notifications

Dvdendo Digital Holdings Inc. maintains an SMS messaging program for SMS account notifications. By providing your phone number and opting in, you consent to receive recurring SMS account notifications from Dvdendo Digital Holdings Inc..

Message frequency varies. Standard message and data rates may apply.
SMS participation is not required for use of any platform feature or service.
To opt out, reply STOP to 82628, 472578, 742687, 491561. For help, reply HELP to 82628, 472578, 742687, 491561 or visit dvdendo.com.

Supported carriers: AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, Clearsky. Carriers are not liable for delayed or undelivered messages.

6. Disclaimer of Warranties

Dvdendo Digital Holdings Inc. provides its platform “as is” without warranties of any kind. We make no representations regarding uptime, content accuracy, or fitness for a particular purpose.

7. Limitation of Liability

To the maximum extent permitted by law, Dvdendo Digital Holdings Inc. shall not be liable for any indirect, incidental, or consequential damages arising from use of or inability to use the platform, including data loss or service interruptions.

8. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania. All disputes shall be resolved through binding arbitration in Ambridge, Pennsylvania.

9. Amendments

Dvdendo Digital Holdings Inc. may revise these Terms at any time. Continued use of the platform following any changes constitutes acceptance of the revised Terms.

10. Contact Information